Our approval process is quick and easy! You can start your online application now and get pre-approved before you visit our lot. Get started on your application today and give us a call if you have any questions!
Buy Here Pay Here Financing
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Auto Loans in Longview, & Texarkana
AutoSmart simplifies the process of financing your ideal car. We can help turn ownership into a reality by offering flexible in-house financing options, even for customers with bad credit. Complete our easy financing application to get pre-approved for an auto loan and start shopping today!
While traditional banks and car dealerships will not typically approve an auto loan for someone with a poor credit history or low credit score, a buy here pay here dealership like AutoSmart can approve you for a car loan, no matter your credit score or history.
Yes, you can finance a used car. At a buy here pay here dealership like AutoSmart, we offer easy in-house financing for all of our used vehicles, no matter your credit history.
Although AutoSmart runs credit checks for flexible in-house financing, we understand our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we also focus on your current income and financial situation to help you get the auto financing you need.
Right now is one of the best times for drivers to buy a used car. AutoSmart offers low payments and warranty coverage at no additional cost on every car we sell!
It’s possible to purchase a vehicle with no credit, however, your financing options may also be limited, and you will probably face challenges that buyers with a strong credit history may not encounter. Lenders commonly prefer applicants who have an established pattern of responsible borrowing and making on-time payments.
Anytime you take out a loan with a lender and they report the routine payments to the credit bureau, then you have the chance to improve your credit. Therefore, buy here pay here loans should certainly assist your credit if the payments are made in a timely manner.
Buy Here Pay Here dealerships offer a different car-buying process by selling and financing the cars straight off their lots.
How In-House Financing Works
Many potential buyers fear that their credit history will hurt their chances of car ownership, but AutoSmart is here to support all types of drivers. We believe in helping you own your journey and are committed to making it happen. In addition to traditional automotive financing, we offer Buy Here Pay Here financing (often referred to as “bad credit car loans”), ensuring that everyone can find a vehicle that fits their lifestyle and budget. We’re dedicated to making automobile ownership accessible for everyone through low payments, flexible financing options, and a customer-focused service that prioritizes your needs.
How it Works
Apply!
Fill in the form with some details and we will securely transmit your information to the finance team at AutoSmart.
Get Approved
Bad credit is no big deal at AutoSmart. Our financing decisions are based on your current financial situation.
Buy Your Car
AutoSmart stands behind every car on our lot with an 18-month/18,000-mile warranty at no additional cost to our customers.