Low Down Payments Are Available

Know Your Down Payment


Our shortened EZ Form takes just a few clicks to complete


Get your down payment with no credit check or commitments


Lock in your minimum down payment to fit your budget

How To Get The Lowest Down Payment

At AutoSmart we want you to Own Your Journey behind the wheel of a car. To make vehicle ownership a reality we're able to partner with customers like you to offer affordable down payments even if you have bad credit. Take the first step by completing our short down payment EZ Form to find out how low your payment will be.

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A white sedan on top of a trailer driving away on a tree-lined road.

AutoSmart Can Help You

AutoSmart is all about improving the lives of our customers. We're unlocking access to automobile ownership for everyone with low payments, flexible financing options, and friendly service that's all about you. We work with customers just like you every day and help them get approved for the financing they need to purchase their next vehicle.

Why Choose AutoSmart?


Low Prices

AutoSmart makes vehicle ownership a reality by offering affordable vehicles.

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In-House Financing

We help people with all credit levels get approved and get behind the wheel of the perfect vehicle.

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Peace of Mind Warranty

AutoSmart provides an 18-month / 18,000 mile warranty.

How much will my down payment be?

AutoSmart can calculate your true down payment with just a few quick questions. Fill out our short down payment EZ Form and we'll lock in the lowest down payment possible and put the decision in your hands.

Can I buy a car for $500 down?

Your exact down payment will depend on a number of factors, but in many cases it is possible to buy a car with bad credit for just $500 down. We can quickly estimate your true down payment with no hard credit checks and no commitment.

Will checking my down payment hurt my credit score?

No! Filling out the short down payment EZ Form won't have any effect on your credit score and you don't need a sparkling credit report to qualify for low down payments at AutoSmart.